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FAQs

FAQs

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Do I have to be a member to apply for a loan?
Although you don't have to be a member to apply for a loan, you must become a member if the loan is approved. Learn more about becoming a member.

How much can I borrow?
The actual amount you can borrow is determined by your ability to meet the repayments of the loan. Wish to calculate how much you can borrow? Use our Loan Calculator.

How do I make repayments on the loan?
You can arrange to make your loan repayments either by payroll deduction, direct debit from your savings or transaction account, internet or telephone banking transfer, at any of our branches or using bank@post. Learn more about these repayment methods.

How often will I receive information on my account?
Statements are produced six monthly or more frequently on request. Duplicate statements can be requested at any time from our office.
Account Balances and Statements are also available through our telephone and Internet banking services.

What security is required to take out a Car Loan?
We will take a Bill of Sale over your vehicle as security. To enable this to be registered with PPSR there will be a small fee involved

Do I need to take out insurance on my vehicle?
If the bank has taken security over your vehicle, you will be required to have the vehicle comprehensively insured. The bank can offer a quote on your vehicle before purchase to make the loan process more efficient.

Decided on the loan that is right for you?
You can apply by clicking here.


Want to learn more?

  • Get in touch with one our friendly staff - we'd be happy to answer any questions you may have.
  • Use one of our Loan Calculators to work out what loan is right for you.