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Fixed Car Loan

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Want to buy a new or used car with a fixed interest rate? With this loan we can offer you just that! You can be driving away in the car of your dreams in no time!

  • Fixed repayments
  • 100% Finance
  • Refinancing available
  • No early repayment penalties
  • New or used cars up to 7 years old

7.44% pa1 Fixed rate

7.79% pa2 Comparison rate

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National Car Search Australia

Many of us know the struggles of spending weekends at multiple car dealers negotiating for the most competitive price possible. We have introduced a new service with National Car Search Australia to bring special benefits to our Members.

National Car Search Australia takes the stress away by sourcing your new vehicle, tailor made to suit your needs at fleet discounted prices, all without leaving the comfort of your own home. With a panel of over 100 car dealers that all compete for your sale. National Car Search Australia deals with the car yard owners' not sales staff, saving you the buyer hundreds in commission!

Unsure of what type of vehicle you need and if it fits your budget? National Car Search Australia has over 30 years' experience and can help you decide what type of vehicle will best suite your lifestyle.

How it works:

  • Decide on a new vehicle you are looking to buy or click the link below to be contacted by National Car Search Australia to discuss the type of vehicle you are after.
  • National Car Search Australia will get back to you within 48 hours to finalise your request.
  • They will negotiate the most competitive new car price, arrange the most competitive deal on your trade-in and deliver your new vehicle to your door.

Even better NCSA will waive the usual $250 search fee for Reliance Bank Members! NCSA’s standard $250 search fee will apply to non-members. Reliance Bank accepts no liability for services provided by NCSA.

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Fixed Car Loan
Interest Rates
Fixed Interest Rate7.44% pa
Fixed Rate Term in Years1 to 7 years  
Comparison Rate7.79% pa
Features
Minimum Amount$10,000 
Maximum age of car or loan period7 Years at time of purchase, 10 Years loan period for new vehicles
RepaymentsMonthly, fortnightly or weekly
Interest chargesCalculated daily, charged monthly
Establishment Fee$250 
Monthly Fee$0 
Variable and lump sum repaymentsYes
Early Repayment Fee$0
Redraw FacilityYes 
Auto repayments salary/accountYes


All information including interest rate is subject to change. This rate is available for secured loans only. Credit eligibility criteria, terms and conditions, fees and charges apply.
National Car Service Australia is provided by National Car Service Australia ABN 51 090 920 059 for general information only. You should verify the accuracy and completeness of the information yourself. National Car Search Australia is not available in Tasmania or The Northern Territory. Limited service provided in Western Australia. The offer can be withdrawn at any time without notice.
1. Interest is calculated daily and charged monthly. Minimum loan amount $10,000. Only available for new car loans, no internal product switches.
2. Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.